Renate Sutherland

Branch Manager
NMLS: #1379115
Phone: 757.897.0314

For someone who was not familiar with the process and steps to set up a Mortgage, it was very helpful to have someone to lead you through the forms required and when they were due, etc. Renate was knowledgeable and available to answer questions and confirm information through the process.

  • CK

    Carolyn R Hampton, VA

    27 November 2024

The mortgage that’s right for you.

Whether you’re a first time home buyer or buying your dream home, I’m here to help you understand your financing options and find a mortgage you can manage.

Our Peace of Mind Process

Let’s
Talk About You

Let’s talk about your current financial situation and goals to determine loan options that work for you.

Apply
Online

HomespireGO® makes getting pre-approved for a mortgage effortless! Apply online in as little as 10 minutes.

Let Us Do The
Work

Once you submit your application, we’ll work our mortgage magic to get you pre-approved and fully underwritten.

Clear To
Close

Our three favorite words! Your loan is approved and we’re ready for settlement day!.

Ready. Set. Home.

Apply for a mortgage in as little
as 10 minutes.

Digital Mortgage Experience

An experience you’ll love, from your couch to the coffee shop! Apply for a mortgage in as little as 10 minutes, then conveniently upload and e-sign documents within the app.

Peace of Mind

Goodbye paperwork! Securely scan and send mortgage documents for total peace of mind, knowing that your information is kept private.

Real-time Updates

Stay up-to-date with real-time notifications on the progress of your application and watch your loan move from approval to closing!

Download the HomespireGO® App

for an effortless mortgage experience.

Hear From Real Clients

Highly rated reviews from happy homeowners!

Hear from Happy Homeowners

See what my clients are saying

  • For someone who was not familiar with the process and steps to set up a Mortgage, it was very helpful to have someone to lead you through the forms re...read more

    CK
    Carolyn R Hampton, VA
    27 November 2024
  • She was always quick to help and always was knowledgeable regarding our questions.

    JS
    Julie A Newport News, VA
    23 August 2024
  • Renate was easy to work with and she made it easy to understand

    KS
    Kenneth L Newport News, VA
    14 August 2024
  • Renate and her team were professional and easy to work will! I appreciate how easy the process was!

    SH
    Salina Hampton, VA
    11 June 2024
  • LS
    Linda
    07 August 2023
  • Renate Sutherland is the BOMB and the Homespire app is a very handy tool.

    ML
    Marcus
    07 July 2023
  • Roberta Lane is wonderful. The remortgage experience was seamless. Very easy to follow, questions answered, and very professional and friendly. Would ...read more

    MJ
    Mary
    07 June 2021
  • Jimmy is the man! I'm an extremely picky person and I question everything. I consulted with other lenders and their vibes didn't check out..... Jimmy...read more

    Am
    Ashley
    07 June 2022
  • Renate is simply amazing! She is as very responsive and informative. She took time to get domain things we had questions about.

    SS
    Shannon
    07 June 2023
  • Roberta Lane is the best!!We are so grateful for have her as lender, She is so professional and was always willing and available to assist us with any...read more

    VA
    Vilma
    07 June 2023
  • From my first contact with Renate, I knew I was in good hands! She is extremely personable, thorough in all of the work she does, and very responsive ...read more

    CW
    Courtney
    07 June 2022
  • Renate is the best there is!!! Period. We've bought two homes during some interesting financial circumstances, tight budgets, and weird markets and sh...read more

    TL
    Tyler
    07 July 2023
  • Renate and her team are the bomb!! Since this was our first time buying a home she really made the process easier especially with our many questions a...read more

    DH
    D
    07 August 2023
  • She kept everything simple and straight to the point which made the process go smoothly and less complicated and she was quick to explain anything tha...read more

    AL
    Andrew J Fancy Gap, VA
    02 June 2024
  • Fantastic to work with! Only took us 1 month to close whereas a previous lender took 6 months and we got nowhere.

    DL
    Destin M Fancy Gap, VA
    30 May 2024
  • Renate was wonderful to work with. Answered our many many questions. Didn’t mind multiple phone calls and texts. Very friendly and relatable too! I ...read more

    RC
    Rebecca T Newport News, VA
    13 May 2024
  • She was very helpful and made the experience great

    TD
    Trevor Zuni, VA
    13 May 2024
  • Renate was extremely patient with us as first time home buyers. She provided excellent advice and made sure we understood every step of the process!

    KR
    Katie H Virginia Beach, VA
    06 May 2024
  • She was one of the best I’ve ever dealt with very efficient straight to the point to get the job done making The customer Feel less anxiety and maki...read more

    DR
    Dennie L Hampton, VA
    18 April 2024
  • Renate is knowledgeable, patient, and goes out of her way to make sure you are comfortable and understand.

    SM
    Sarah T Newport News, VA
    05 April 2024
  • Renate was very helpful in explaining and navigating the loan application and financing process. She helped me feel confident about the decisions I ma...read more

    CC
    Cameron S Newport News, VA
    29 March 2024
  • Renate was great to work with. She helped me navigate the world of new home buying! She answered all my questions and made sure I understood all the l...read more

    CT
    Caroline Jane Newport News, VA
    05 March 2024
  • Renate was very helpful during our transaction. Renate followed up and was very patient in explaining everything,very easy to talk to. Thank you .

    MR
    Mark A Suffolk, VA
    15 November 2023
  • Renate is the best. Always there to help and answer any questions.

    HW
    Heidi
    05 October 2023
  • Renate was incredible!! Her professionalism, punctuality, patience, and experience are what I needed to help me understand the loan process and overc...read more

    SC
    Shaqanta
    14 October 2020
  • My experience with Ms. Sutherland was very welcoming. She and her team was very attentive in getting all the information we needed to close in a timel...read more

    DH
    Danielle D Newport News, VA
    25 July 2023
  • Renate Sutherland

    ML
    Marcus Newport News, VA
    03 July 2023
  • Renate is the best there is!!! She has gotten us the best value on a mortgage for 2 different homes! She's the best there is at maximizing options des...read more

    CL
    Charles Tyler Carrollton, VA
    19 June 2023
  • Helpful in everything that we had going on!

    TD
    Tristan D Smithfield, VA
    14 May 2023
  • Renate Sutherland

    Branch Manager

    NMLS: 1379115
    Richmond
    Phone: 757.897.0314

    3108 North Parham Road, Suite 100-B

    Richmond, VA 23294

    Hi There,

    Born and raised in Poquoson, I am a proud native of the Hampton Roads community and have developed a deep connection with the people and places in this community. I received my Bachelor’s degree in business from Old Dominion. My time in the mortgage industry has given me an understanding of a wide variety of loan programs. My professional knowledge is matched by my passion for helping people find the loan that’s right for their needs and to help them make smart financial decisions. I have worked with hundreds of homebuyers over the years, including refinances, but I especially enjoy working with first time homebuyers, veterans, and real estate investors. When I’m not working, I enjoy spending time with my family, attending a ballgame, or relaxing at the beach. I am active in my community and have enjoyed coaching various sports for different leagues over the years. My clients are very important to me, and I am always available to take their calls. I look forward to meeting you and helping you on your journey to home ownership!

    Renate Sutherland

    LICENSE INFORMATION

    Licensed in FL, NC,and VA.