Fernandina beach | Just another Homespire Mortgage Sites site
Fernandina beach | Just another Homespire Mortgage Sites site
Fernandina Beach , FL

Hello,Fernandina Beach!

Whether you're buying a home or refinancing, you've come to the right place. The Homespire Mortgage branch at Fernandina Beach proudly serves homebuyers in Florida. We're happy to call this city home, support our local community and open the doors to homeownership, while delivering 5-star rated service.

Meet Our Loan Officers

The team making your dreams of homeownership a reality

Rebecca Abella
Branch Manager l NMLS : #378318
Phone 305.790.5986

Ready. Set. Home.

Say goodbye to never ending paperwork and hello to a digital mortgage application you’ll love! From start to submit in as little as 15 minutes.

Why Clients Love Us

We’ve helped thousands of homeowners find a mortgage they can manage.

See what our clients have to say on Experience.

Coming Soon

Blog

Get expert mortgage advice, money saving tips and answers to all your homeownership questions on our blog

Fernandina Beach , FL

NMLS #2488921

VISIT OUR OFFICE

217 Centre Street, Suite 5
Fernandina Beach, Florida 32034
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EMAIL US

marketing@homespiremortgage.com
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LET’S TALK

P: 305-790-5986
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What Happens When My Loan Gets Sold?

The short answer is that loans get sold to free up money at financial institutions, so they can create more loans for others. The process of doing this is called a mortgage-backed security, or MBS. You may have heard the term before, but the concept can be a bit hard to understand, so let’s break it down.

Read More

What’s A Property Inspection Waiver?

Getting a home loan? Your lender may tell you that you’re eligible for a property inspection waiver, or PIW. What is it and why would you opt for this, if approved? PIW is a property inspection waiver (also known as an appraisal waiver), and depending on your situation, you may say yes to one.

Read More

The Role of A Mortgage Underwriter

Getting a mortgage for the first time is a truly unique experience where you’ll learn a lot. During that time, you’ll eventually get the word from your Loan Officer that your file has been submitted to underwriting. So, what does that really mean, what does an underwriter do, and what are they really looking for?

Read More

  • She was very professional. Always provided quick responses. She made the entire process go smoothly.

    OG
    Orestes Daniel Miami, FL
    07 June 2024

  • Rebecca and Becky were absolutely amazing to work with. They were so communicative, timely, kind, and professional. Rebecca and her team made this pro... read more

    CP
    Camila Pompeu Miami, FL
    10 June 2024

  • Becky and Becky were very efficient and excellent at communicating! They made it a seamless and painless process and were very competitive with their ... read more

    KP
    Kelly Feole Fernandina Beach, FL
    09 November 2023

  • The organization and effort

    AO
    Alfonso Opa Locka, FL
    06 October 2023

  • Rebecca was great to work with. She was professional and pleasant.

    EM
    Elizabeth Ann Fernandina Beach, FL
    03 July 2023

  • Rebecca is outstanding. She kept close communication throughout the process, made it easy, and helped to successfully navigate disruptions at closing... read more

    DM
    Douglas David Fernandina Beach, FL
    23 June 2023

  • Rebecca was such a pleasure to work with. She went above and beyond to make this process go smoothly and easy. We will always to go Rebecca and recomm... read more

    PF
    Pedro A Miami, FL
    09 September 2021

  • Rebecca is extremely knowledgeable and helpful. She is a true deal maker. She has closed deals, for me, in the past and will continue to close deals i... read more

    FR
    Frank Miami, FL
    01 July 2021

  • Rebecca is always there, always friendly and just plain knows the mortgage industry inside and out. Such a pleasure working with her every time. Thank... read more

    RA
    Robert Miami Shores, FL
    01 May 2021

  • Rebecca is knowledgeable, patient and has her client’s best interest in mind at all times. Always a pleasure working with her.

    JD
    Johnny Palmetto Bay, FL
    26 April 2021

  • It was very friendly and advising during the entire process.

    MG
    Miguel Miami, FL
    07 April 2021

  • The experience and keeping her word. The best

    JT
    Julio Miami, FL
    07 April 2021

  • Rebecca is very thorough and pleasant. Moving through the process of a mortgage is frustrating with the tremendous amount of paperwork but she makes ... read more

    JL
    Jefferey Miami, FL
    30 March 2021

  • Great, straightforward and easy process from start to finish. Ms. Abella was always available and guided us very well throughout the process.

    XM
    Xenia Miami, FL
    25 February 2021

  • Rebecca was absolutely wonderful. She was patient, information, and diligent. This was my first home purchase and she could not have made me more comf... read more

    KA
    Kimberly Miami, FL
    06 February 2021

  • We had a very good communication with Rebecca. She is always available and ready to help.

    MT
    Maria Palmetto Bay, FL
    28 January 2021

  • Awesome communication! Great to work with!

    DJ
    Daniel Palmetto Bay, FL
    25 January 2021

  • Rebecca was always available throughout The Who process to guide and help us buy our first home!

    AM
    Alexandra Palmetto Bay, FL
    22 January 2021

  • Rebecca was always clear in her communications and answered any requests rapidly. She was gracious and supportive through the process. She is very kn... read more

    PC
    Pamela Dahlonega, GA
    18 January 2021

  • Easy, Fast, Reliable

    LL
    Leopoldo Miami, FL
    05 January 2021

  • Rebecca was extremely efficient and helpful getting my closing done ahead of schedule. Thank you!

    CM
    Christina Plantation Key, FL
    28 December 2020

  • Great communicator and easy to work with. Always on top of the next step.

    DR
    Davian Cooper City, FL
    19 December 2020

  • It is a pleasure to work with Rebecca. She is very knowledgeable and prompt in answering our questions. She made this transaction very smooth and ea... read more

    RD
    Rosa Cooper City, FL
    19 December 2020

  • Rebecca is amazing! Made our process easy and seamless! She is kind, patient and understanding. A pleasure to work with her.

    DC
    Denise Cooper City, FL
    19 December 2020

  • Rebecca is very professional and very friendly. The process we carried out with her was very fast, she kept us informed and explained every detail ste... read more

    YM
    Yamily Miami, FL
    22 December 2020

    • Ready. Set. Home.

    Apply for a mortgage in as little as 10 minutes.

    Digital Mortgage Experience

    An experience you’ll love, from your couch to the coffee shop! Apply for a mortgage in as little as 10 minutes, then conveniently upload and e-sign documents within the app.

    Peace of Mind

    Goodbye paperwork! Securely scan and send mortgage documents for total peace of mind, knowing that your information is kept private.

    Real-time Updates

    Stay up-to-date with real-time notifications on the progress of your application and watch your loan move from approval to closing!

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