David Mellott

Branch Manager
NMLS: #450659
Phone: 304.283.7282

The communication was great. Even when on vacation, my realtor was able to contact Dave. He was great help with finding the help and funding that best suited me.

  • AH

    Amanda Berkeley Springs, WV

    07 October 2024

The mortgage that’s right for you.

Whether you’re a first time home buyer or buying your dream home, I’m here to help you understand your financing options and find a mortgage you can manage.

Our Peace of Mind Process

Let’s
Talk About You

Let’s talk about your current financial situation and goals to determine loan options that work for you.

Apply
Online

HomespireGO® makes getting pre-approved for a mortgage effortless! Apply online in as little as 10 minutes.

Let Us Do The
Work

Once you submit your application, we’ll work our mortgage magic to get you pre-approved and fully underwritten.

Clear To
Close

Our three favorite words! Your loan is approved and we’re ready for settlement day!.

Ready. Set. Home.

Apply for a mortgage in as little
as 10 minutes.

Digital Mortgage Experience

An experience you’ll love, from your couch to the coffee shop! Apply for a mortgage in as little as 10 minutes, then conveniently upload and e-sign documents within the app.

Peace of Mind

Goodbye paperwork! Securely scan and send mortgage documents for total peace of mind, knowing that your information is kept private.

Real-time Updates

Stay up-to-date with real-time notifications on the progress of your application and watch your loan move from approval to closing!

Download the HomespireGO® App

for an effortless mortgage experience.

Hear From Real Clients

Highly rated reviews from happy homeowners!

Hear from Happy Homeowners

See what my clients are saying

  • The communication was great. Even when on vacation, my realtor was able to contact Dave. He was great help with finding the help and funding that be...read more

    AH
    Amanda Berkeley Springs, WV
    07 October 2024
  • We worked with Cathy on our loan. She made the process smooth and painless despite WV Housing hiccups here and there.

    JH
    Jamie Berkeley Springs, WV
    29 September 2024
  • Everyone on the team was friendly and respectful! If I had any questions or concerns they were answered promptly and easily understood. Had a pleasure...read more

    JM
    Joseph Lewis Berkeley Springs, WV
    11 August 2024
  • Great experience everything went smooth

    RV
    Rodney Wayne Augusta, WV
    02 August 2024
  • Cathy Westfall was a pleasure to work with.

    AR
    Aaron Kearneysville, WV
    30 July 2024
  • Dave and his team are amazing. Always available and happy to answer my questions. They have made my purchase experience nice and easy. Highly recommen...read more

    S
    Sonia Price
    19 January 2021
  • Awesome service!

    C
    Chaz Shultz
    19 January 2021
  • Dave was professional, friendly and very throughout with explanation of the buying process to my clients. Very happy to work with him!!

    M
    Mannen Sosa
    19 January 2021
  • Dave and his team are my go to experts in their field. They have never failed my clients and always go above and beyond.

    R
    Ryan Rebant
    19 January 2021
  • Dave and his team are top notch!! He is quick to answer any questions through the lending process, very thorough, and professional. I know when I’...read more

    E
    Eric Exline
    09 January 2022
  • Dave and his team were very knowledgeable and helpful accommodating our needs!

    B
    Brad Ek
    01 February 2022
  • The team guided me throughout the process and politely kept me on track. I got a great rate and I’m very happy with the results.

    D
    David Livingston
    06 May 2022
  • Fantastically easy home buying experience. So very helpful and all went the extra mile to help us close as quickly and efficiently as possible. Best h...read more

    R
    Rachelle Radcliff
    06 May 2022
  • Cathy Westfall and Dave Mellott were amazing!!! Cathy running and re-running numbers and brainstorming with Dave and Chaz (my realtor); I 100% could N...read more

    M
    Melanie Courtney
    06 May 2022
  • Cathy was amazing! We really enjoyed working with her. Very professional, but also very friendly and personable

    G
    Gina Ramsey
    06 May 2022
  • M
    Monique Haskins
    06 May 2022
  • Cathy is a phenomenal employee and person. We had an odd situation with our home finance and Cathy stayed in contact with me almost daily to keep me i...read more

    H
    Heather Dice
    03 June 2023
  • Cathy Westfall was wonderful! So helpful, responsive and kind. She patiently answered questions and explained anything I didn’t understand.

    M
    Mary Whalen
    08 June 2023
  • Helped first time homebuyers through the process

    CF
    Colton Lester Charles Town, WV
    17 July 2024
  • The quickness and everythin bein done in a timly manor

    NF
    Nicholas B Hedgesville, WV
    29 June 2024
  • Dave was very responsive. I manage an Imaging Call Center, so that means that I can’t really communicate during normal hours. So, when I would messa...read more

    CT
    Catherine Petersburg, WV
    18 June 2024
  • Communication

    MC
    Marian Marlene Martinsburg, WV
    21 May 2024
  • Very fast, efficient process. Cathy was absolutely wonderful and helpful if I could give her a raise myself i would she was excellent!

    NS
    Nevin Kearneysville, WV
    13 May 2024
  • Everyone was very friendly and knowledgable. The whole process took less than 3 weeks to complete -start to finish. Awesome experience. Great job!!

    DH
    Donald G Hedgesville, WV
    05 May 2024
  • Cathy worked with us for 2 years and we finally got a house. She always answered my questions and never made me wait. Glad she was there.

    JH
    James Edward Rice, VA
    29 April 2024
  • It was a great experience for us because of the amount of time, effort, knowledge and consideration put in for us. They were able to answer all of our...read more

    RT
    Robert Lee Martinsburg, WV
    18 January 2024
  • The process went really smooth thanks to Dave mellot and his team, they did an excellent job!

    MS
    Manuel Antonio Martinsburg, WV
    13 January 2024
  • I worked with Cathy most and she was friendly and knowledgeable and seem like she genuinely cared!

    MC
    Michael Nelson Bunker Hill, WV
    19 December 2023
  • David Mellott

    Branch Manager

    NMLS: 450659
    Woodstock
    Phone: 304.283.7282

    122 West High Street

    Woodstock, VA 22664

    Hi There,

    My previous education and experience have contributed to my attention to detail and quality of work when dealing with my clients. I graduated from Penn State University with a Bachelor’s degree in Industrial and Manufacturing Engineering and then pursued a Master’s degree in Quality and Manufacturing Management while working full time as an Engineer. In 2006, I decided to make a career change and joined the mortgage industry. I have experience with all loan programs, including Conventional, FHA, VA, USDA, and specialize in FHA 203k renovation loans. I look forward to serving your financing needs!

    David Mellott

    LICENSE INFORMATION

    Licensed in MD, PA, VA, and WV. Licensed Mortgage Banker by the PA Department of Banking.