Cash Out Refinance

Turn Your Home

Equity Into Cash

Take advantage of your home’s equity and get cash at closing to use where you need it most with a cash-out refinance. This is money that’s sitting in your home! This may be the perfect opportunity to knock out some home improvements, pay college tuition, or pay off high interest credit card debt.

Reasons to Consider 

Cash-Out Refinancing:

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Mortgage debt can be repaid over a longer period of time (up to 30 years) compared to other debts like medical expenses, credit cards, and student loans.

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With home values on the rise, tapping into your existing equity could mean more cash in hand than you expected when you first bought your home.

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Mortgage interest is tax-deductible, by consolidating other debts into your mortgage you may be able to deduct the interest paid on it.

Remember, this is money that’s sitting in your home. There is zero restriction on what you can use it for.

GET STARTED

Refinancing that’s right for you

At Homespire Mortgage, we’ll help you understand all your refinancing options
so we can choose the best loan option for your financial goals. 

Estimate Payments

How much will my mortgage payment be?

Payment Calculator

To Refi or Not To Refi?

Find out how much you can save by refinancing.

Refinance Calculator

Loan Options

Let us help you find a mortgage you can manage.

Loan Options

Are You Paying Too Much

For Your Mortgage?

Let us do the math and find out how much you could save each month.

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